Vinay Ji This is the major problem with irctc refunds.
On cancellation ticketswe have to give money immediately while normally we get refund in 3 days.
@ Raj Garg Ji
As all ready have given reply that they will credit the amount after one month so no one can help you in this matter, either try to settle the matter with you customer that...
more... you will get refund after one month and as soon as you will get it you will give him, if not agree then you cant do any thing as per irctc norms you have to pay him immediately.